Experience Luxury with YES Bank Elite+ Credit Card

Rewards that add value to every swipe define the YES Bank ELITE+ Credit Card. Previously known as YES Premia, this card brings premium benefits under one identity. YES Premia, YES Bank ELITE and YES Bank ELITE+ refer to the same card.

It suits users who seek lifestyle upgrades, luxury privileges and strong rewards. Cardmembers also enjoy a 25% discount on BookMyShow, which adds instant value to entertainment spends.

YES Bank Elite+ Credit Card Benefits

The YES Bank Elite+ Credit Card delivers lifestyle, travel and protection benefits for everyday and premium spends.

1. Purchase protection covers up to ₹50,000 on online mobile and electronic purchases for 6 months.
2. Preferential foreign currency markup of 2.75% on international transactions.
3. Golf program with 4 green fee waivers at select golf courses in India.
4. 1 complimentary golf lesson every calendar month at select courses.
5. 1% fuel surcharge waiver across India that applies to transactions between ₹400-₹5,000.

Things to Know About the Purchase Protection Insurance Cover of the YES Elite+ Card 

This insurance cover follows specific eligibility rules. Customers must meet all conditions to raise a valid claim.

1. Eligibility Conditions

• Cards must be active with 1 transaction of ₹100 or more in the last 60 days.
• Cover applies only to purchases with a minimum value of ₹5,000.
• Insurance applies only to accidental damage cases.
• Claim must be raised within 15 days of the date of damage.
• Purchase must occur on approved merchant categories only.
• Coverage applies only to devices purchased on or after 18 December, 2023.

2. Documents for Claim Submission

• Duly completed insurance claim form
• Original purchase invoice of the damaged device
• Credit card statement showing the transaction
• Clear image of the damaged device
• Repair invoice from the authorised service centre for repairable damage
• Replacement estimate from authorised service centre for irreparable damage

Must reads

Why Is Axis Bank Pride Signature Credit Card a Smart Pick for Defence Personnel?

• 22 Dec 25
• 3 mins

SBI BPCL Credit Card: Features, Benefits, Fees & Charges

• 9 Dec 25
• 5 mins

YES Bank Elite Credit Card Lounge Access Program

Primary YES Bank Elite+ Credit Card holders receive exclusive lounge privileges through both card swipe and online booking options.

1. International Lounge Access

Primary cardmembers receive 3 complimentary international airport lounge visits each calendar year. This benefit applies only outside India.

Note: Once the free quota ends, lounge access attracts applicable charges and taxes for the cardmember and guests.

2. Domestic Lounge Access

Primary cardmembers enjoy 2 complimentary domestic airport lounge visits per calendar quarter in India. Access remains available through card swipe or QR code generation.

Steps to Book Lounge Access Online

• Visit the Lounge One booking website.
• Select the departure airport and preferred lounge.
• Log in and choose your payment card.
• Enter the guest count and authorise the card.
• Receive a QR code and scan it with your boarding pass at entry.

YES Elite+ Credit Card Rewards Program

The YES Bank Elite+ Credit Card offers flexible reward earning through regular spending and optional subscription plans.

• Standard Reward Structure

1. Earn 12 YES Rewardz Points on every ₹200 spent online.
2. Earn 6 YES Rewardz Points on every ₹200 spent offline.
3. Earn 4 YES Rewardz Points on every ₹200 spent on select categories.

Note: Reward earnings carry a maximum cap of 12,000 points per statement cycle.

• Subscription Plan 1

This plan boosts rewards across most spends.

1. Online spends earn 2X regular reward points.
2. Offline and select category spends earn 3X regular points.
3. Annual subscription fee stands at ₹1,500.

• Subscription Plan 2

This plan focuses on lifestyle categories.

1. Online spends earn 3X points on travel, dining, fashion and healthcare.
2. Offline spends earn 5X points on these categories.
3. Annual subscription fee stands at ₹2,500.

Note: Reward points do not apply to rent, wallet loads, fuel, government, advertising spends, cash withdrawals or EMI transactions.

YES Bank Elite+ Credit Card Charges

💡Do not let late payment charges affect your budget. Download the Pice App to receive timely alerts for credit card bill payment dates. You can also pay your credit card bills through this app and track payment status. It is indeed a one-stop solution!

Must reads

Master Credit Card Lounge Access: Eligibility and List of Cards

• 13 Oct 25
• 6 mins

Experience the Top-Tier Lifestyle with the Axis Bank Reserve Credit Card

• 2 Jan 26
• 8 mins

Conclusion

The Yes Bank Elite+ credit card blends rewards, lifestyle privileges and protection under one premium identity. With lounge access, golf benefits, entertainment discounts and flexible rewards, it suits frequent spenders seeking value on everyday and luxury purchases while enjoying global acceptance and reliable insurance-backed security.

FAQs